Did you know that many people misunderstand how Medicare actually works? At Medicare Info, we’re here to set the record straight by breaking down some of the most common Medicare myths, and giving you the facts you need to make confident healthcare decisions. Myth #1: Medicare Part B is Free Fact: While many assume Medicare Part B comes at no cost, that’s not the case. Like other parts of Medicare (A and C), Part B includes a monthly premium, as well as potential deductibles, copays, and coinsurance. It’s important to understand these costs so you can plan your healthcare budget accordingly. Myth #2: You Can Enroll in Medicare Anytime Fact: Unfortunately, enrollment isn’t open year-round. Unless you qualify for a

Navigating Medicare can feel overwhelming, especially with so many options and coverage levels to consider. You might be wondering: Where do I even start? The best place is with your personal health needs and goals—because the right Medicare plan should support your lifestyle, not complicate it. Whether you’re approaching eligibility for the first time or considering a switch during Open Enrollment, here’s what to keep in mind to make the best choice for your situation: 1. Evaluate Your Personal Health Needs Think about how often you visit the doctor, whether you have any ongoing conditions, and what your health goals are. Do you want access to specialists? Are you managing a chronic illness? Your answers will help determine which type

If you’re exploring Medicare Advantage plans with dental benefits, it’s important to understand what’s covered—and what’s not—before you book that next cleaning. Most Medicare Advantage plans that include dental coverage offer full benefits for preventive care, including: These services are often covered at 100%, especially if you visit a provider within your plan’s network. While some PPO and HMO plans allow you to see any licensed dentist, you’ll typically pay less out-of-pocket by choosing an in-network provider. What About More Extensive Dental Work? Coverage for restorative procedures—like fillings, extractions, or crowns—varies significantly by plan. Some may cover a portion of the cost, while others might require higher copays or coinsurance. Always review your plan’s summary of benefits to know exactly

When was the last time you reviewed what your healthcare plan really offers? Most people focus on the basics—doctor visits, prescriptions, and emergency care—but many plans come with additional perks that are often underutilized or completely overlooked. Here are a few valuable benefits that might be included in your health plan, just waiting to be used: Health Coaching Whether you’re working on lowering your cholesterol, managing a chronic condition like asthma or diabetes, or simply trying to lose weight, health coaching can be a game-changer. These one-on-one sessions with wellness professionals provide personalized support to help you stay on track and reach your goals. 24/7 Nurse Hotline Health concerns don’t follow a 9-to-5 schedule. That’s why many providers offer around-the-clock

If you’re currently enrolled in Medicare or considering signing up, it’s essential to understand exactly what’s covered under your plan—and just as importantly, what isn’t. While Medicare provides comprehensive coverage for many healthcare needs, there are some health-related services that it doesn’t cover. Being aware of these exclusions can help you make more informed decisions about your care and ensure you’re not caught off guard when the bills come. Here are some of the most common services that Medicare does not cover: 1. Routine Foot Care Medicare typically does not cover routine foot care, such as the treatment of corns, calluses, or toenail care. While this may come as a surprise to some, it’s important to note that treatment for

Understanding Medicare can be a challenge, especially with all the unique terms and rules that come with it. To help simplify things, we’ve broken down the five most important Medicare-related terms that you need to know: 1. Premium Just like with private insurance, Medicare premiums are the monthly amounts you pay to maintain your coverage. While Medicare Part A (hospital insurance) doesn’t usually have a premium for those who qualify through their work history, Medicare Part B (medical insurance) and Medicare Part D (prescription drug coverage) both require monthly premiums. These premiums are essential for maintaining your coverage, but they don’t cover the full cost of your healthcare services. 2. Deductible The deductible is the amount you must pay out-of-pocket

HMO, PPO, EPO: Breaking Down Health Insurance Plans Without the Headache Navigating health insurance can feel like learning a whole new language—HMO, PPO, EPO, copay, deductible… it’s enough to make your head spin. But don’t worry—we’re here to simplify the jargon and help you understand the most important details so you can choose the best health insurance plan for your needs (and your budget). Let’s break it down: HMO: Health Maintenance Organization Looking for a budget-friendly plan with predictable costs? An HMO might be for you. This plan works best if you’re comfortable sticking with one doctor and staying within a defined provider network. Just make sure you choose a PCP you trust—they’ll be your go-to for all things healthcare-related.

What is Medigap and Do I Need It? Have you heard of Medigap and wondered how it differs from a Medicare Advantage plan? It can be confusing to navigate the world of Medicare options, but we’re here to break down the key differences to help you make an informed decision. Medigap vs. Medicare Advantage: Key Differences Navigating Medicare options can be overwhelming, but you don’t have to do it alone. If you have more questions or need guidance, Medicare Info is here to connect you with a licensed health professional who is ready to provide you with personalized information and resources, making the decision process easier. Connect with a licensed Medicare specialist near you today!